Terms of Service & Usage Policy
Last Updated: September 11, 2026. Terms governing the use of Akshar Finance advisory services and portal.
CLIENT VERIFICATION & ANTI-FRAUD INSTRUCTIONS
As the trade name "Akshar Finance" is commonly used by unrelated entities, all prospective borrowers and clients are instructed to verify our official single office location and web domain:
- Official Web Domain: https://aksharfinances.com
- Official Email: aksharfinance01@gmail.com
- Official Phone Lines: +91 8879801695 / +91 8898959241
- Single Physical Office Address: Office No.02, Karsan Jasa Building, Snaghani Estates, Shreyas Cinema Rd, Sainath Nagar, Ghatkopar West, Mumbai, Maharashtra 400086.
Sole Branch Disclaimer: Akshar Finance operates ONLY out of this single address in Ghatkopar West, Mumbai. We have NO other branch offices, franchisees, or subsidiary locations.
1. Direct Selling Agent (DSA) & Advisory Role
By accessing aksharfinances.com or utilizing our services, you acknowledge that Akshar Finance (headed by Sanjay Sanghoi & Dipesh Sanghoi) acts solely as an intermediary, DSA agent, and financial advisory consultant.
We do not grant loan approvals directly nor do we act as a banking entity. Final credit evaluation, loan sanctioning, interest rate determination, and disbursal are entirely at the discretion of respective lending partner banks & NBFCs.
2. Strict Exclusion of Educational Loans
NO EDUCATIONAL LOANS
Akshar Finance does NOT provide, facilitate, or deal in Educational Loans for students or higher education institutions. Our loan facilitation services are strictly focused on Property Loans (LAP), Home Loans, Personal Loans, Business Loans, Vehicle Loans, and Working Capital ODs.
3. Financial Calculators Disclaimer
The EMI, SIP, FD, Lumpsum, and Income Tax calculators available on this website are designed for educational estimation purposes only. Actual loan installments, bank interest rates, mutual fund returns, and tax liabilities may vary depending on official bank schedules, market fluctuations, and statutory tax laws.
4. Caution Against Advance Fee Fraud
Akshar Finance does NEVER demand advance cash fees or processing charges into personal bank accounts prior to official bank sanction letters. Always demand official bank receipts for any processing fee payments made directly to partner financial institutions.
5. Official Contact Details
For all verified queries or legal correspondence, please reach out directly to our single official address:
Office No.02, Karsan Jasa Building, Snaghani Estates, Shreyas Cinema Rd, Sainath Nagar, Ghatkopar West, Mumbai, Maharashtra 400086